Funding application

Let's get your deal funded.

Takes about 4 minutes. First — who's filling this out?

I'm the borrower — this is my deal

I'm a connector / referral partner

CONNECTOR

This deal — and every future deal your borrower does with us — is credited to you for life. We will not contact your borrower until you tell us it's okay. Because your credit is tied to real contact info, please give your borrower's real name, phone, and email on the next screen.

Your name

Your email Your mobile phone Have you submitted deals to Amigos before?

Yes

No — first one!

Who should we call first?

Call me first — don't contact my borrower until we've talked

Go straight to my borrower — keep me posted

Please fill in the highlighted fields.

Your contact info

We'll use this to reach you about your deal.

Your name

Email Mobile phone

Did someone refer you to us? (optional)

Please fill in the highlighted fields.

The property

Where's the deal?

Property address

How much funding do you need? What position would this funding be in?

1st lien — primary financing

2nd position — I have (or am getting) a 1st

Not sure — help me structure it

Please fill in the highlighted fields — we can't get you terms without the address and amount.

Deal type

What kind of funding do you need?

Pick the closest one — this tells us how to structure it.

Purchase + rehab (fix & flip)

Gap funding — a 2nd behind a hard money 1st

Bridge loan — short-term, then refinance or sell

Buy and hold / rental (long-term)

New construction — ground-up build

EMD — earnest money deposit

Double close

Refinance

Stack Method / creative finance

Commercial (5+ units, mixed-use, business)

Please choose a funding type.

Heads up

We don't offer gap funding in .

Unfortunately we cannot offer gap (2nd-lien) funding on properties in — it's outside our lending footprint. If your deal fits a different structure (hard money 1st, DSCR, transactional), pick another loan type below and we'll take a look.

GAP FUNDING

One thing that decides if we can fund your gap.

We fund 2nds only behind hard money lenders in our private network. Are you open to getting your 1st from our lender network?

Yes — I'm open to your lender network

I have a lender I'd like to keep

No

Either way, keep going — we'll still look at your deal and show you the options that fit.

Please choose an option.

BRIDGE LOAN

What's the bridge for?

A bridge is short-term (~12 months) that gets you from where you are now to your exit — a refinance or a sale.

Buy a turnkey property (no rehab), then refinance into a DSCR

Refinance out of a hard money loan that's coming due

It's finished and listed but hasn't sold — I need to buy time

Pay off hard money + private money and reposition the deal

Something else about the bridge

What's your exit — how does the bridge get paid off?

Refinance into a DSCR / long-term loan

Sell the property

Not sure yet — help me plan the exit

If the bridge pays off an existing loan (skip these if it's a purchase)

Original purchase date

Original purchase price

Total payoff of ALL recorded liens (1st + 2nd combined — skip if purchase)

Please choose your bridge purpose and exit.

RENTAL / DSCR

Rental deal details

Long-term rental money is priced on the property's income. These are the same numbers the lender asks for — filling them in now gets you an accurate quote the first time.

What kind of transaction is this?

Purchase

Delayed purchase — bought with cash in the last 6 months

Rate & term refinance

Cash-out refinance

Monthly rent — current rent, or fair-market rent if vacant

Annual property taxes

Annual insurance cost

Annual HOA cost (enter 0 if there is no HOA)

Bedrooms

Bathrooms

Square footage How will it be occupied?

Long-term rental

Short-term rental (Airbnb / mid-term)

Vacant right now

Please fill in the highlighted fields — the rental numbers are what price your loan.

Do you already have a DSCR lender lined up?

Yes — I have my own DSCR lender

No — I'd like Amigos to quote the DSCR loan

NEW CONSTRUCTION

Ground-up build details

Same questions the construction lender asks — answering them now speeds up your quote.

Construction budget

After-build value

Current land value Do you own the land?

Yes

No — buying it

Building permits acquired?

Yes

Not yet

Architectural plans completed?

Yes

Not yet

Soft costs completed?

Yes

Not yet

Survey completed?

Yes

Not yet

Soil test completed?

Yes

Not yet

When do you need to close?

Loan term

Have you built ground-up before?

None yet — this is my first build

1 build

2–5 builds

6+ builds

Please fill in the highlighted fields.

EMD FUNDING

EMD deal details

Earnest money funding is different — just the essentials to secure your contract.

Property address

EMD amount needed Our fee

I'm willing to pay the non-refundable fee — minimum 5% of the amount or $1,500, whichever is greater

Are all contracts signed?

Yes — signed by all parties

Not yet — I'll come back when they're signed

When does the inspection period end? Exit strategy

Assignment

Double close

Buy and hold

Please fill in the highlighted fields.

TRANSACTIONAL FUNDING

Deal details

A few specifics so our transactional team can fund the close.

Property address

Amount needed

Same title company or different?

Same title company (A-B and B-C)

Different title companies

Are both contracts (A-B and B-C) signed?

Yes

Not yet

Same-day closing?

Yes

No

Closing date

Please fill in the highlighted fields.

COMMERCIAL

Tell us about the commercial deal

This mirrors what our commercial funding partner needs to price it.

Which commercial program fits?

Commercial — Bridge (short-term refinance for liquidity)

Commercial — Long-Term Hold (long-term financing)

Commercial — Value-Add (reposition / improve)

Is this a purchase or a refinance?

Purchase

Refinance

Property address

Property type

# of units

Occupancy

Current value

Requested loan amount

Current cashflow

Projected cashflow

Next: a few quick details about you and your entity so we can price the deal.

Please fill in the highlighted fields.

The numbers

Let's look at the deal.

Purchase price

Rehab budget (0 if none)

After-repair value (ARV) — best estimate is fine

Current value (as-is, before repairs)

Property type

Is the property under contract?

Yes

Not yet

Who currently occupies it?

Vacant

Tenant

Owner

For how long? (loan term) When do you need to close? How many deals have you closed (that you can show HUDs for)?

None yet — this is my first

1

2–5

6+

Please fill in the highlighted fields — these are what we need to price your deal.

A little about you

This helps us size the deal and get you the right terms.

Estimated credit score

Cash available for this deal (liquidity)

Vesting / entity name (LLC that will take title — or "personal")

Residency status

Ownership % of the entity (100 if personal)

Any negative credit events in the last 3 years? (late payments, mortgage lates, bankruptcy, foreclosure)

No

Yes

Any active bankruptcy?

No

Yes

Any active foreclosure?

No

Yes

Please fill in the highlighted fields.

Last step

Documents & anything else

Have documents ready? Attach them here (optional)

PSA / contract, scope of work, deck or presentation, photos, portfolio — attach as many files as you want. Totally optional; we collect the rest after your term sheet is signed.

You can add unlimited files.

Or paste a Google Drive / Dropbox link to your deal folder

Make sure the link is set to “anyone with the link can view.”

Tell us about your deal (optional)

Read the Terms & Conditions. By submitting this form, you acknowledge that you fully read, understand and accept the terms stated, and assume all responsibility for the information you provide. Submission does not guarantee approval or partnership, and you cannot claim otherwise at a later time.

I have read and agree to the Terms & Conditions

†Loan rates and terms are based on a combination of factors: LTV, FICO, and experience, and are subject to change. Interest rates, fees, and charges referenced are estimates only and are determined by market conditions, capital sources, and risk-based pricing models. Rates are not set, recommended, or approved by any state or federal agency. Rental and rental-portfolio loans: non-owner-occupied properties only; cash-out LTV based solely on appraised value, not cost basis.

Please agree to the terms to submit.

✓

Got it — your deal is in.

Our team is reviewing it now. A funding specialist will reach out shortly to confirm your numbers and walk you through next steps. Keep an eye on your phone and email.